Bank of America Business Advantage Travel Rewards credit card review – Forbes Advisor


Business Advantage Travel Rewards World Mastercard® credit card* compared to the Ink Business Unlimited® credit card

The Ink Business Unlimited® credit card offers a cash back card that earns 1.5% cash back on every purchase made for your business. For those who don’t want travel rewards but still want the simplicity of a flat-rate reward structure, the Ink Business Unlimited® credit card may be a better choice than the World Mastercard® Business Advantage Travel credit card. Rewards.* menu. Along with other similar features, the Ink Business Unlimited® credit card offers an introductory APR of 0% for 12 months on purchases, then 13.24% to 19.24% variable, but the additional benefits are quite different. .

While the World Mastercard® Business Advantage Travel Rewards credit card* offers a number of travel-related insurances, the Ink Business Unlimited® credit card only offers rental car collision insurance. The Ink Business Unlimited® credit card instead offers purchase protection and extended warranty protection. While the World Mastercard® Business Advantage Travel Rewards credit card* is the best option for those who enjoy travel and travel rewards, the Ink Business Unlimited® credit card is not the best primary card for those who are exclusively geared towards travel and travel rewards.

Business Advantage Travel Rewards World Mastercard® credit card* compared to the US Bank Business Leverage® Visa Signature® card*

The US Bank Business Leverage® Visa Signature® card* charges an annual introductory fee of $ 0, then $ 95 and will earn 2 points per dollar on qualifying net purchases made in the first two categories where the most is spent each month and 1 point per dollar on all other qualifying net purchases . For those who regularly spend a lot in one or two areas, the US Bank Business Leverage® Visa Signature® card* may work much better than the Business Advantage Travel Rewards World Mastercard® credit card* in terms of rewards, but he’s unlikely to do much else.

The US Bank Business Leverage® Visa Signature® card* may offer an opportunity to earn a significant reward, but it’s light on the added benefits. The only extras to note, the US Bank Business Leverage® Visa Signature® card* offers do not include any overseas transaction fees, no employee card at no additional cost and a welcome bonus: 75,000 points worth $ 750 in cash by spending $ 7,500 on eligible net purchases on the account holder’s card during the first four months after opening the account. We suspect the Business Advantage Travel Rewards World Mastercard® credit card* will be the best option for anyone interested in additional benefits.

Business Advantage Travel Rewards World Mastercard® credit card* vs. Personalized credit card with cash rewards Business Advantage*

The Business Advantage Personalized Credit Card with Cash Rewards* earn 3% Cash Back in one of six choice categories: Gas Stations (Default), Office Supply Stores, Travel, TV / Telecom & Wireless, IT Services, or Business Consulting Services, 2% cash back on meals and 1% unlimited cash back on all other purchases. This capped bonus category structure differs significantly from the Business Advantage Custom Cash Rewards credit card.*and may not be preferable for those who want to “define it and forget it”.

Like the Business Advantage Travel Rewards World Mastercard® credit card*, the Business Advantage personalized credit card with cash rewards* offers an introductory APR of 0% for the first 9 billing cycles on purchases, then a standard APR of 12.24% to 22.24% Variable applies to purchases and balance transfers. A balance transfer fee of $ 10 or 4% of the amount of each transaction, whichever is greater. Unlike the Travel Rewards Card, the Cash Rewards Card offers rental car collision insurance as one of its travel protections, but does not offer much else in terms of various benefits. For those planning to use travel rewards, the Business Advantage Travel Rewards World Mastercard® credit card* is probably the best choice. For others, the Business Advantage Personalized Cash Rewards Credit Card* must be weighed against the cash back cards of competing companies.


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